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Thrifty Mommy

January 22nd, 2007

How To Never Have A Car Loan

Last week I discovered some articles from Steve Diggs.  He is an author and has a financial ministry called “No Debt! No Sweat!”  Steve has some tips to help us keep from having car payments. 
Step 1)  Forget your ego.  I know this one is hard.  Americans tend to identify themselves with their cell phones, cars, […]

By Karen -- 0 comments

January 10th, 2007

Protect Your Money With Direct Deposit

Do you receive Social Security, disability, or other federal benefits by check?  If so, you need to know that direct deposit is a safer option.
Each month millions of Americans get their Social Security payment sent to their homes.  Criminals know when these benefit checks arrive in the mail and they can target them for theft […]

By Karen -- 2 comments

January 9th, 2007

Making Money And Keeping It

With a society suffering from its choices of instant gratification, it is nice to see that there are some wise ones that are thinking of the future.
Recently, The Sun Herald ran an article about young and thrifty 20- and 30- somethings that are delaying gratification to save money and max out their 401(k)s.
Here’s a little […]

By Karen -- 4 comments

January 2nd, 2007

Is Your Debt Making You Depressed?

Do you buy yourself things as a reward on a regular basis, for such minor events as “payday” or “I got through work without killing anyone day”?
Do you think to yourself “I shouldn’t be spending this money,” but you do so anyway?
Do you owe so much money to various people that you can’t conceive of […]

By Karen -- 6 comments

December 1st, 2006

A great way to look at credit card management

I love getting newsletters from 1 frugal friend 2 another.  Recently, I received a great tip on credit card management that I wanted to share with you.  If you like it, feel free to go over to Leslie at a heart for home.  She has so many pearls of frugal wisdom that you will get […]

By kellys -- 3 comments

September 4th, 2006

Netflix saves you time and money.

My husband and I used to watch movies so much that the theater practically knew us by site.  Not really but they should have.  Some weekends we would see 3 movies.  Now that was a colossal waste of money.  But then again, that was before kids when we had a little bit to spare.  Then […]

By kellys -- 4 comments

August 29th, 2006

Materialistic outlook for our generation is poor

My girlfriend sent me an email the other day ranting and raving about saving money and the way America is going to pot. I think that people don’t realize how much in debt we are as a generation. I totally agree that most people, no matter where you live, spend more than they […]

By kellys -- 4 comments